We believe in the long term value of Apple hardware. You should be able to use your Apple gear as long as it helps you remain productive and meets your needs, upgrading only as necessary. We want to help maximize the life of your Apple gear.
We believe in the long term value of Apple hardware. You should be able to use your Apple gear as long as it helps you remain productive and meets your needs, upgrading only as necessary. We want to help maximize the life of your Apple gear.
We believe in the long term value of Apple hardware. You should be able to use your Apple gear as long as it helps you remain productive and meets your needs, upgrading only as necessary. We want to help maximize the life of your Apple gear.
Christmas was less than a fortnight away as I first wrote this, and as
ever it's a time of year which is a mixed blessing. It's a
wonderful celebration of so many things that are great in life, but
it's also a time of conspicuous consumerism and lavish excess.
It's also a time when most of us have to make the funds stretch
that little bit further, which brought me to something of a puzzle.
We're expected to spend more at this time of year, yet we're also
expected to remember those less fortunate than ourselves. Is there
any way in which we can do both?
Well, sort of. As with anything, it's a bit of a compromise, but
there are ways in which we can make a difference for others without
having to make much of a change to our lives.
Christmas Cards
The idea that got me started on this was a recent article on
BBC News
Online about how much money is donated from the sales of
charity Christmas cards. We all know that we're going to have to
send Christmas cards, so why not make it a box of charity cards
this year?
Typically I'll be sending somewhere around 50 cards. Let's say
that for a variety of designs I buy five boxes of 10 cards for
about £5 each. That makes a total of £25 for my year's
Christmas cards.
According to the BBC article, this could represent a charity
contribution of anywhere between £1.25 (5%) and £10.00
(40%).
Bearing in mind that I'd be buying these cards anyway, you can
see the impact that a well chosen set of charity cards can have.
Buy purchasing the cards from the company that gives the largest
percentage to charity, I can donate £10 to charity which
otherwise would have gone from my pockets to a company's profit
margin.
Fair Trade Products
This is a personal favourite of mine. The Fair Trade movement
has grown dramatically over the last few years and offers a great
way to support those less fortunate than ourselves.
In case you're not familiar with the idea, it's a simple one.
The Fair Trade company buys produce from farmers at a price that
gives the producer a chance of a decent standard of living rather
than at the market price, which is invariably lower. The result is
that small producers who would have lost their family businesses in
some of the poorest parts of the world can not only stay in
business but also have a better standard of living.
Generally speaking, Fair Trade foods are more expensive than
their competitors. That said, the difference is usually negligible.
From my local supermarket a bunch of 7 bananas costs £0.98. A
bunch of 7 Fair Trade bananas costs £1.29. That extra 31
pence isn't going to break the bank for me, but it helps keep the
supermarket stocking Fair Trade products, and that can only be a
good thing.
Ethical Banking
Choose your bank wisely. My previous bank had all kinds of
issues with getting my address wrong and losing debit cards in the
post, but a bank can be rated on more than just its customer
service and interest rates.
Take the bank I recently switched to - it promotes an ethical
policy for its investments. To quote from their Internet banking website, they
will not invest your money in (amongst others):
any government or business which fails to uphold basic human
rights within its sphere of influence
any business involved in the manufacture or transfer of
armaments to oppressive regimes
And in the same theme, they actively invest in:
business involved in renewable energy and energy
efficiency
businesses which take a responsible position with regard to
labour rights in their own operations and through their supply
chains in developing countries
The policy is simple - it's your money; you should have a say
where it's invested. One might be mistaken to think that such a
company would be forced to charge high fees and offer low interest
rates. In fact, they offer one of the best current account packages
I've seen.
So check just whether or not your bank has an ethical policy
with regard to investing. You may be able to get just a good (if
not better) deal elsewhere without your money being involved in any
unsavoury activities.
Credit Cards
A kind of fusion of the ideas behind the ethical bank and
charity Christmas cards, there are a whole slew of credit cards
that offer incentives connected with charities. It's usually a
simple idea - whereas some cards offer cash back, airline miles,
and other incentives, such bonuses get invested instead into a
given charity. You can choose a credit card that gives to a charity
that's close to you.
Of course, there's always a word of warning with credit cards.
Even the best deals can still have sky high interest rates, and the
basic rule that I live by with my cards is, "If you can't afford to
pay it off in one month, you can't afford it."
As soon as you start paying interest on your credit card
balance, you're really spending too much on it.
In Summary
So there we are. Four simple ways to make a difference, albeit a
small one, without really making any major changes to your
lifestyle. It goes to show that to help a charity or special cause,
you don't always have to be dishing out cash. Such funds will
always be welcomed of course, but which is better in the long run?
A one off donation to a collection plate? Or a long term commitment
which offers continual benefits.
We believe in the long term value of Apple hardware. You should be able to use your Apple gear as long as it helps you remain productive and meets your needs, upgrading only as necessary. We want to help maximize the life of your Apple gear.
We believe in the long term value of Apple hardware. You should be able to use your Apple gear as long as it helps you remain productive and meets your needs, upgrading only as necessary. We want to help maximize the life of your Apple gear.